As if financial challenges alone weren't enough, you may be facing relentless creditors who continue to hound you day after day for money you simply don't have. At the Law Office of Joseph Albanese, we understand what you're going through. As a small bankruptcy firm in Forked River, we stand up for everyday people throughout New Jersey as they try to overcome their financial hardships and start a new financial chapter in their lives.
As a general rule, when you file a bankruptcy, the "automatic stay" goes into effect. This means that most creditors, most of the time, are prevented from pursuing collection actions against you. Of course, there are always exceptions. The bankruptcy laws are complicated - and that is exactly why you need a law firm prepared to give you individual, personalized advice based on the particular facts of your case.
In most cases, if not all, the "automatic stay" of bankruptcy stops wage garnishments, levies on your bank account, lawsuits, repossessions of your vehicle and other collection actions. Let us help you get some breathing room, so we can plan the best course of action to protect you.
Our firm has fought in federal courts as well as in New Jersey state courts against some of the nation's toughest financial organizations.
Our practice is designed to give you peace of mind. That is why we operate as a small, family-style office, working with each client personally to put them at ease.
Put a stop to creditor harassment. Call our firm at 609-971-6200 or by reaching out online. During your first consultation, we'll walk through all of your options and get you started on your path to a fresh financial start. Call us today - let us help.
We are proud to disclose under 11 U.S.C. § 528(a)(3), that we are a debt relief agency. We help people file for relief under the bankruptcy code.